Complete Loan Solutions
Get instant loan approvals with lowest interest rates from KVS Financial Services, Bokaro. Personal to Business Loans - Quick processing with flexible repayment options.
Our Loan Services
Choose from our wide range of loan products designed to meet your every financial need in Bokaro
Personal Loan
Quick personal loans for all your immediate financial needs with instant approval in Bokaro
About Personal Loan
Get instant personal loans for wedding expenses, medical emergencies, travel, education, debt consolidation, home renovation, or any personal requirements without collateral. KVS Financial Services provides quick financial support when you need it the most with hassle-free documentation.
| Key Features | |
|---|---|
| Loan Amount | ₹50,000 to ₹10 Lakhs |
| Interest Rate | Starting from 10.49% per annum |
| Tenure | 12 months to 60 months (5 years) |
| Processing Time | 24-48 hours approval |
| Processing Fee | Up to 2% of loan amount |
| Prepayment | Allowed with minimal charges |
Eligibility Criteria
- Age: 21 to 60 years
- Employment: Salaried or Self-Employed
- Minimum Income: ₹15,000 per month
- Credit Score: 650 or above preferred
- Work Experience: Minimum 2 years
- Resident of Bokaro/Jharkhand
Required Documents
- Identity Proof (Aadhar/PAN/Passport)
- Address Proof (Utility Bills)
- Income Proof (Salary Slips)
- Bank Statements (6 months)
- Employment Proof (ID Card)
- Passport Size Photographs
Instant Approval
Low Interest Rates
Minimal Documentation
Flexible Repayment
100% Secure
24/7 Support
Business Loan
Grow your business in Bokaro with our flexible business loan solutions for all business needs
About Business Loan
Finance your business expansion, purchase machinery, manage working capital, buy inventory, upgrade technology, or meet any business requirements with KVS Financial Services comprehensive business loan solutions. We understand local Bokaro business needs and provide customized financing options.
| Key Features | |
|---|---|
| Loan Amount | ₹5 Lakhs to ₹50 Lakhs |
| Interest Rate | Starting from 11.99% per annum |
| Tenure | 12 months to 84 months (7 years) |
| Processing Time | 3-7 working days |
| Processing Fee | 1.5% to 2.5% of loan amount |
| Collateral | May be required for high amounts |
Eligibility Criteria
- Business Age: Minimum 2 years
- Business Type: All types eligible
- Annual Turnover: Min ₹5 Lakhs
- Credit Score: 700 or above
- Age: 25 to 65 years
- Business in Bokaro/Jharkhand
Loan Types Available
- Working Capital Loan
- Term Loan for Expansion
- Machinery Purchase Loan
- Invoice Financing
- Shop/Office Renovation
Home Loan
Turn your dream of owning a home in Bokaro into reality with our affordable home loan options
About Home Loan
Purchase your dream home, construct a new house, extend your existing property, or renovate with KVS Financial Services flexible home loan solutions at lowest interest rates. Get up to 90% financing with tax benefits under Section 80C & 24(b). Special rates for Bokaro residents.
| Key Features | |
|---|---|
| Loan Amount | ₹5 Lakhs to ₹1 Crore |
| Interest Rate | Starting from 8.40% per annum |
| Tenure | Up to 30 years |
| Processing Time | 7-15 working days |
| Loan to Value (LTV) | Up to 90% of property value |
| Tax Benefits | Available under Section 80C & 24(b) |
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Salaried or Self-Employed
- Minimum Income: ₹25,000 per month
- Credit Score: 750 or above
- Work Experience: Minimum 3 years
- Property in Bokaro/Jharkhand
Loan Available For
- Purchase of New/Resale Property
- Construction on Own Land
- Home Extension/Renovation
- Plot Purchase + Construction
- Balance Transfer Options
Vehicle Loan (Car & Bike)
Drive your dream vehicle today with our easy and affordable vehicle financing options
About Vehicle Loan
Buy your dream car, bike, or commercial vehicle with KVS Financial Services easy financing options. New & used vehicle loans available for all major brands. Down payment as low as 10%. Quick approval and disbursement for Bokaro residents. Zero foreclosure charges.
| Key Features | |
|---|---|
| Loan Amount | ₹1 Lakh to ₹50 Lakhs |
| Interest Rate | Starting from 9.25% per annum |
| Tenure | 12 months to 84 months (7 years) |
| Processing Time | 48-72 hours approval |
| Down Payment | As low as 10% of vehicle value |
| Foreclosure | Zero charges after 6 months |
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Salaried or Self-Employed
- Minimum Income: ₹20,000 per month
- Credit Score: 650 or above
- Valid Driving License
- Resident of Bokaro/Jharkhand
Vehicles Covered
- New Cars (All Brands)
- Used Cars (3-5 years old)
- New Two-Wheelers
- Commercial Vehicles
- Luxury/Premium Vehicles
Education Loan
Secure your child's future with our comprehensive education loan for higher studies in India & abroad
About Education Loan
Finance your or your child's higher education dreams with KVS Financial Services education loans. Cover tuition fees, accommodation, books, laptops, travel and all educational expenses for studies in India or abroad. Moratorium period available during study duration. Special schemes for students from Bokaro.
| Key Features | |
|---|---|
| Loan Amount | ₹50,000 to ₹50 Lakhs |
| Interest Rate | Starting from 9.50% per annum |
| Tenure | Up to 15 years |
| Moratorium Period | Course duration + 1 year |
| Margin Money | 5-15% of total cost |
| Collateral | Required for loans above ₹7.5 Lakhs |
Eligibility Criteria
- Age: 18 to 35 years
- Admission: Confirmed in recognized institute
- Co-applicant: Parent/Guardian required
- Academic Record: Good past performance
- Course: Graduate/Post-Graduate/Professional
- Citizen of India
Expenses Covered
- Tuition & Course Fees
- Hostel/Accommodation Charges
- Books & Study Materials
- Laptop/Equipment Purchase
- Travel Expenses (for abroad)
- Examination/Project Fees
Gold Loan
Get instant cash against your gold jewelry with lowest interest rates and safe custody
About Gold Loan
Get instant cash against your gold jewelry/ornaments within 30 minutes. Lowest interest rates in Bokaro. Keep your gold safe in bank lockers. Loan up to 75% of gold value with flexible repayment options. No usage restriction - use funds for any purpose including business, medical emergency, education, or personal needs.
| Key Features | |
|---|---|
| Loan Amount | ₹10,000 to ₹50 Lakhs |
| Interest Rate | Starting from 10.50% per annum |
| Tenure | 6 months to 36 months (3 years) |
| Processing Time | Instant - Within 30 minutes |
| Loan to Value | Up to 75% of gold value |
| Prepayment | Allowed anytime - No charges |
Eligibility Criteria
- Age: 18 to 75 years
- Gold Purity: 18 carats to 24 carats
- Identity Proof: Aadhar/PAN required
- No Income Proof needed
- No Credit Score check
- Resident of Bokaro/Jharkhand
Loan Benefits
- Instant Approval & Disbursal
- Safe Custody in Bank Lockers
- Insurance Coverage Included
- Part Payment Option Available
- No Hidden Charges
- Easy Renewal Process
Loan Against Property (LAP)
Unlock the value of your property for large financial requirements with attractive interest rates
About Loan Against Property
Get high-value loans by mortgaging your residential or commercial property in Bokaro. Use funds for business expansion, child's education, medical treatment, debt consolidation, or any major expense. Your property remains with you, you continue to use it while getting the loan. Lowest interest rates and longest tenure available.
| Key Features | |
|---|---|
| Loan Amount | ₹10 Lakhs to ₹5 Crore |
| Interest Rate | Starting from 9.00% per annum |
| Tenure | Up to 15 years |
| Processing Time | 7-15 working days |
| Loan to Value (LTV) | Up to 65% of property value |
| Property Usage | Continue using your property |
Eligibility Criteria
- Age: 21 to 65 years
- Property: Clear title, approved construction
- Ownership: Minimum 3 years
- Credit Score: 700 or above
- Income: Stable source required
- Property in Bokaro/Jharkhand
Eligible Properties
- Residential House/Flat
- Commercial Office/Shop
- Industrial Property/Warehouse
- Residential Plot (approved)
- Self-Occupied or Rented Property
Government Loan Schemes
Access subsidized government loan schemes with expert guidance from KVS Financial Services
PM Mudra Loan (PMMY)
Pradhan Mantri Mudra Yojana provides collateral-free loans to micro and small business enterprises for business development and expansion. Available for all types of businesses including manufacturing, trading, and services.
Three Categories
- Shishu: Up to ₹50,000 - For starting small businesses
- Kishore: ₹50,000 to ₹5 Lakhs - For established small businesses
- Tarun: ₹5 Lakhs to ₹10 Lakhs - For business expansion
PM Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana provides interest subsidy on home loans for economically weaker sections, lower income groups, and middle income groups to make housing affordable for all. Subsidy up to ₹2.67 Lakhs available.
Eligibility Groups
- EWS: Annual Income up to ₹3 Lakhs - 6.5% subsidy
- LIG: Annual Income ₹3-6 Lakhs - 6.5% subsidy
- MIG-I: Annual Income ₹6-12 Lakhs - 4% subsidy
- MIG-II: Annual Income ₹12-18 Lakhs - 3% subsidy
Stand-Up India Scheme
Stand-Up India facilitates bank loans between ₹10 Lakhs to ₹1 Crore to at least one SC/ST and one woman entrepreneur per bank branch for setting up greenfield enterprises in manufacturing, services, or trading sector.
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Get instant approval with KVS Financial Services, Bokaro - Your Trusted Loan Partner